Hard Money Loans

For Income Producing Properties that need to fund fast, special attention to New York Commercial Income Producing Properties.  Our product is a 1-3 year commercial bridge-financing, interest only, no prepayment penalty loan.We specialize in nationwide time-sensitive deals that must close within 7-20 days.

Loan Types and Purpose

  • Bridge Loans - Cashouts

  • Joint Venture -  Rehab

  • Mezzanine Finance -  Bank Workout, Development and Construction, Acquisition and Refinance, Distressed Properties, Balloon Notes.

Lending Parameters:

  • Interest Reserves- If needed up to 1 year
  • Interest Only loans
  • Interest Rates:  8% - 12%
  • Amortization: Interest Only
  • Loan to Value: Up to 65% on income producing properties
  • Points: 3% taken at closing from loan proceeds
  • Loan Term:  Up to 3 years
  • Closing Times: 7 – 10 days
  • Loan Size: $500k to $100 million

Some collateral types that we are interested in:

  • Multi-family Apartments
  • Industrial Properties
  • Grocery Anchored Retail
  • Mixed Use Shopping Centers
  • Hospitality Properties
  • (Flagged and non-flagged)
  • Office Building
  • Medical Office
  • Student Housing
  • Warehouses/Distribution/Flex
  • Parking Garage
  • Self Storage
  • Condo Unit Inventory Loans
  • Single Tenant + Owner/user
  • Mobile Home Parks
  • Assisted Living